LIABILITY INSURANCE

General liability

Business in the UK with a minimum premium of £5,000 Public Liability and £5,000 Employers’ Liability

Scope of cover

  • Public and products liability
  • Employers’ liability
  • Excess employers’ liability
  • Excess public and products liability (Minimum Premium £2,000)
  • Products guarantee/recall/financial loss (worldwide)

Areas of focus include:

  • Incidental errors and omissionsAreas of focus include:Chemicals
  • Construction
  • Energy
  • Engineering
  • Food and drink
  • General manufacturing
  • Hotels
  • Public bodies
  • Transportation
  • Utilities
  • Wholesale/retail

Directors & Officers Insurance

Directors and Officers liability insurance (D&O) covers the personal assets and liability of directors, officers and senior management against claims arising from actions or decisions made in their capacity as leaders and decision makers.

Recently directors and officers have found themselves faced with an increase in lawsuits arising from issues such as:

  • Accounting irregularities
  • Mergers and acquisitions
  • Insolvency-related proceedings (wrongful trading / disqualification)
  • Employment-related claims
  • Corporate manslaughter / breaches of health and safety legislation
  • Environment liability